35 WATERGATE DRIVE UNIT 1403, SARASOTA, FL, 34236
Active181 days on marketListed Feb 12, 2026MLS #A4679133
About this home
35 WATERGATE DRIVE UNIT 1403
Perched high on the 14th floor of the private and luxurious Ritz-Carlton Tower Residences, this elegant, furnished three-bedroom, three-bath residence showcases breathtaking views of the Gulf’s blue-green waters and Sarasota Bay. Floor-to-ceiling windows fill the home with natural light while framing ever-changing skies, sparkling water, and glowing sunsets. Step outside onto the nearly 600-square-foot terrace—an exceptional setting for morning coffee, sunset cocktails, and effortless entertaining. Offered furnished, the professionally designed residence features gorgeous hardwood flooring throughout, custom cabinetry and built-ins, motorized blinds, plantation shutters, and an integrated entertainment system with televisions and surround sound. Every detail creates an atmosphere that is refined, inviting, and comfortable. Living at The Ritz-Carlton means more than owning a beautiful residence—it offers a world-class lifestyle complemented by legendary service. Resident amenities include beautifully appointed social and recreational spaces, state-of-the-art fitness facilities with saunas and steam rooms, a massage room, and a resort-style heated pool and hot tub. Residents also enjoy concierge service, 24-hour in-residence dining, valet service, and around-the-clock security. Perfectly positioned in the heart of downtown Sarasota, the residence is moments from the area’s finest beaches, shopping, dining, fishing, golf, theaters, and art galleries. Membership opportunities at The Ritz-Carlton Members Golf Club, Beach Club, and Spa are also available, offering an additional level of private, resort-style experiences.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,990
Sqft
0 ac
Lot size
2
Garage
2003
Year built
One
Levels
$1,000
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,597 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,597/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.7%
$/sqft vs Sarasota actives
$1,000 vs $343
Days on market
181 vs 63 typical
Where $1,000/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tower Residences At The Ritz Carlton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Tower Residences At The Ritz Carlton — neighborhood snapshot
Population
747
Median age
75
Median income
$125,938
Median home value
$1,459,500
Avg household
2
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
164 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 276% above the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 35 WATERGATE DRIVE UNIT 1403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,925,000
35 WATERGATE DRIVE UNIT 503 · same community
3 bd · 3 ba · 2,990 sqft · $644/sqft · 639 DOM
Sold · Jun ’26$2,850,000
35 WATERGATE DRIVE UNIT 1005 · same community
4 bd · 4 ba · 3,659 sqft · $779/sqft · 104 DOM
Sold · Jul ’26$3,250,000
35 WATERGATE DRIVE UNIT 1101 · same community
3 bd · 3 ba · 3,751 sqft · $866/sqft · 474 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Freddy Flores
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 35 WATERGATE DRIVE UNIT 1403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35 WATERGATE DRIVE UNIT 1403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Freddy's phone and CRM.
Straight answers
35 WATERGATE DRIVE UNIT 1403 FAQs
What would the monthly payment be for 35 WATERGATE DRIVE UNIT 1403?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,597/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35 WATERGATE DRIVE UNIT 1403?+
The most recent tax bill on record (2025) was $38,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35 WATERGATE DRIVE UNIT 1403?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $2,990,000, this home is listed about 434% above the Sarasota median of $559,500. The market section on this page shows how the area is trending.
Which schools are assigned to 35 WATERGATE DRIVE UNIT 1403?+
Alta Vista Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,990,000 runs 276% above the SARASOTA 34236 median — but at 2,990 sqft it's also nearly twice the size of the typical Sarasota listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
181 days on market against a Sarasota median of 63 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $3,350,000, now $2,990,000 — a $360K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Amy DiSalvo. MLS #A4679133.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 35 WATERGATE DRIVE UNIT 1403 but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Freddy to ping you on any price or status change →