Freddy Flores
$537,3003 bd2 ba1,827 sqft$294 /sqft$4,490 /mo all-in ↓

16941 SAGE TERRACE, PUNTA GORDA, FL, 33982

Active1 days on marketListed Aug 7, 2026MLS #C7529218

Private poolSingle Family ResidenceBABCOCK RANCH COMMUNITY VERDE

About this home

16941 SAGE TERRACE

ABSOLUTELY STUNNING, SPOTLESS & COMPLETELY TURNKEY! This barely lived-in 4-bedroom 'HESTON MODEL' home shows BEAUTIFULLY and is truly move-in ready—just bring your toothbrush! Situated on an EXTRA DEEP HOMESITE WITH AN ADDITIONAL 20-FT LOT EXTENSION, this beautiful property offers a peaceful water view, incredible outdoor living space, and upgrades throughout. The showstopper has a BRAND-NEW 120K CUSTOM POOL, surrounded by beautiful lush landscaping and designed to capture the gorgeous morning sun. Privacy roll-down screens create the perfect private retreat, while the oversized lot provides plenty of additional yard space behind the pool—including room to add a fence if desired. Exterior pavers have been professionally sealed for easy maintenance and a beautifully finished appearance. Inside, you'll immediately notice how meticulously maintained this home is. Features include HURRICANE-IMPACT GLASS, BRAND-NEW CARPET, TILE FLOORING WITH PROFESSIONALLY SEALED GROUT, WHITE QUARTZ COUNTERTOPS, and tasteful finishes throughout. The bright kitchen features a large basin sink perfectly positioned beneath a window, gas range, NEW refrigerator, classic white subway tile backsplash, and beautiful lighting. The spacious primary suite offers a large walk-in closet and a beautiful en-suite bath with DUAL SINKS AND A FRAMELESS GLASS SHOWER. A generously sized laundry room provides additional storage. Even the garage has been upgraded with finished flooring, a 4-foot garage extension, and extensive shelving that will remain with the home. Best of all, EVERYTHING IS INCLUDED! This home is being offered completely turnkey with beautiful furniture, area rugs, curtains, décor, and even limited-edition Napa Valley PAINTINGS artwork. Every detail has been thoughtfully selected and impeccably maintained. With its 4 bedrooms, impact glass, extended lot, gorgeous water view, brand-new custom pool, designer furnishings and model-home condition, this is an exceptional opportunity to purchase a truly turnkey Florida home. No projects, no waiting, no furnishing—just move in, unpack your toothbrush and start enjoying the Florida lifestyle! Enjoy living in Babcock Ranch, America's first entirely solar-powered town, with access to multiple community pools and 100 miles of nature trails. Come enjoy the convenience living just a golf cart ride away from, farmer's markets, Concerts, gym, spa, grocery stores, health care, shopping and so much to do with hundreds of clubs and activities planned every month. The upgrade list for this home is too extensive to capture in full, making this home a rare opportunity for those seeking true luxury living. Babcock Ranch is a top master planned community and was featured on CNN and 60 Min for not losing any power or internet after hurricane Ian made a direct hit .Beautiful parks and amenities let you experience SW Florida at its finest! Come live a better life at Babcock Ranch!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,827

Sqft

0.2 ac

Lot size

2

Garage

2024

Year built

One

Levels

$294

Per sqft

Private poolWater viewTurnkeyPets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ViewWater
FacesWest
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$232/mo
Taxes (2025)$8,362/yr
PetsYes
CommunityDock · Fishing · Private Boat Ramp · Clubhouse · Community Mailbox · Dog Park · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,490 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,163
FHA mortgage insurance (est.)$238
Property tax — 2025 actual bill$697
HOA fee — from the listing$232
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,806Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,806
Interest rate6.00%
Loan term

Estimated payment

$4,490/mo

Principal & interest$3,163
FHA mortgage insurance (est.)$238
Property taxes (actual bill)$697
HOA / condo fee$232
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $537K
$393KedgeAI estimate $458,036 · range $410K$555K$577K

vs edgeAI estimate

+17.3%

Days on market

1 vs 61 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 16941 SAGE TERRACE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 316% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $537,300 · 1 days on market since
2024Built · BABCOCK RANCH COMMUNITY VERDE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Freddy Flores

Your agent

Freddy Flores

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16941 SAGE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16941 SAGE TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Freddy's phone and CRM.

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Goes straight to Freddy’s phone and CRM.

Straight answers

16941 SAGE TERRACE FAQs

What would the monthly payment be for 16941 SAGE TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,490/mo — principal and interest, the actual property-tax bill, the $232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16941 SAGE TERRACE?+

The association fee works out to $232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16941 SAGE TERRACE?+

The most recent tax bill on record (2025) was $8,362. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16941 SAGE TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $537,300, this home is listed about 58% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16941 SAGE TERRACE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$537,300 runs 316% above the PUNTA GORDA 33982 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Punta Gorda market that averages 61 — if it fits, move quickly.

Listing courtesy of NICKLAUS VANCE · Wendy Riha. MLS #C7529218.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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