
4295 NEWPORT DRIVE, HERNANDO BEACH, FL, 34607
Active2 days on marketListed Aug 6, 2026MLS #TB8532427
About this home
4295 NEWPORT DRIVE
DIRECT GULF ACCESS COASTAL LUXURY WITH WESTERLY SUNSET VIEWS—THIS HOME HAS EVERYTHING! THERE IS NOTHING MORE YOU COULD ASK FOR! Experience the ultimate Florida waterfront lifestyle in this spectacular DIRECT GULF ACCESS custom-built coastal residence perfectly positioned on an OVERSIZED 12,205 SQ. FT. CUL-DE-SAC LOT with approximately 193 FEET OF WATERFRONT with new seawall cap installed in 2025. Designed to capture breathtaking WESTERLY SUNSET VIEWS, this exceptional 3 BEDROOM, 3 BATH, 3-CAR GARAGE home offers 2,799 SQ. FT. OF LIVING SPACE, an ELEVATOR, a HEATED POOL & SPA, and an expansive 1,157 SQ. FT. UPPER SCREEN IN PORCH overlooking the wide canal and unforgettable sunsets. A grand paver driveway leads to a striking double staircase and decorative GLASS FRONT ENTRY DOOR WITH SIDELIGHTS. Inside, the open-concept floor plan features soaring 12-FOOT CEILINGS, oversized bay windows, abundant natural light, and tall triple sliding glass doors that seamlessly connect the living areas with the outdoor entertaining space. The gourmet kitchen is designed for entertaining and everyday living with REAL WOOD CABINETRY, ENGINEERED QUARTZ COUNTERTOPS, a large center island with breakfast bar, double wall ovens, built-in microwave, cooktop, STAINLESS STEEL APPLIANCES, beverage cooler, built-in coffee bar, wine bar, pantry cabinetry, and a breakfast nook overlooking the water. The spacious primary suite opens directly to the upper waterfront porch through tall sliding glass doors, creating the perfect place to enjoy morning coffee or spectacular sunsets. The luxurious en-suite bath features dual vanities, a custom walk-in shower with glass enclosure, soaking tub, and generous storage. Two additional oversized guest bedrooms share a beautifully appointed bathroom. Step outside to your private tropical oasis featuring a HEATED SCREENED POOL & SPA with fountain, covered entertaining areas, and paver decking.The second level screened enclosure spans the entire back of the home, seamlessly enclosing both the lower pool area and the expansive second-story waterfront porch to create a truly one-of-a-kind outdoor living space. Boaters will appreciate the stationary dock, floating dock, approximately 7,500-LB BOAT LIFT, electric and water at the dock, fish cleaning station, TREX DECKING, and updated seawall cap, providing quick DIRECT GULF ACCESS for boating, fishing, scalloping, kayaking, paddleboarding, and sunset cruises. Additional features include LUXURY VINYL FLOORING, TILE ROOF, PLANTATION SHUTTERS, ELEVATOR, oversized laundry room with built-in cabinetry and utility sink, downstairs full bath, two storage rooms, irrigation system, tropical landscaping, and TRANSFERABLE FLOOD INSURANCE FOR JUST $1,829 PER YEAR—AN ESTIMATED ANNUAL SAVINGS OF APPROXIMATELY $5,500 FOR THE NEW OWNER. Located in the highly desirable waterfront community of HERNANDO BEACH, you'll enjoy NO HOA, NO CDD FEES, GOLF CART FRIENDLY STREETS, and SHORT-TERM RENTALS ARE ALLOWED in much of the community, making this an outstanding primary residence, vacation home, or investment property. Conveniently located near Weeki Wachee Springs, waterfront restaurants, marinas, shopping, medical facilities, and the Suncoast Parkway for an easy commute to Tampa, Brooksville, and surrounding areas. LIVE EVERY DAY LIKE YOU'RE ON VACATION while enjoying some of Florida's finest boating, fishing, and unforgettable Gulf Coast sunsets right from your own backyard.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,799
Sqft
0.28 ac
Lot size
3
Garage
1994
Year built
Two
Levels
$429
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,737 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,737/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.6%
$/sqft vs GULF COAST RET
$429 vs $360
Days on market
2 vs 47 typical
Where $429/sqft sits among the 15 homes for sale in GULF COAST RET
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
9 of 15
GULF COAST RET have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 264% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4295 NEWPORT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$800,000
3175 FLAMINGO BOULEVARD · same community
3 bd · 3 ba · 2,932 sqft · $273/sqft · 0 DOM
Sold · Mar ’26$855,000
3280 GULF WINDS CIRCLE · same community
4 bd · 2.5 ba · 2,567 sqft · $333/sqft · 119 DOM
Sold · Apr ’26$1,125,000
3344 GULFVIEW DRIVE · same community
5 bd · 4 ba · 3,152 sqft · $357/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Freddy Flores
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4295 NEWPORT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4295 NEWPORT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Freddy's phone and CRM.
Straight answers
4295 NEWPORT DRIVE FAQs
What would the monthly payment be for 4295 NEWPORT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,737/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4295 NEWPORT DRIVE?+
The most recent tax bill on record (2025) was $7,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4295 NEWPORT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $1,200,000, this home is listed about 134% above the Hernando Beach median of $512,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4295 NEWPORT DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,200,000 runs 264% above the HERNANDO BEACH 34607 median — but at 2,799 sqft it's also nearly twice the size of the typical Hernando Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Hernando Beach market that averages 47 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of JT REALTY & ASSOCIATES · Sarah Hill. MLS #TB8532427.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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