8128 GOLDEN BEAR LOOP, PORT RICHEY, FL, 34668
Active0 days on marketListed Aug 18, 2026MLS #W7888487
About this home
8128 GOLDEN BEAR LOOP
Pack your bags and move right in—this home is ready for you! Located on a corner lot in a beautiful, peaceful neighborhood, this home features 3 bedrooms, 2 bathrooms, a desirable split floor plan and a spacious 2-car garage. The primary suite offers two walk-in closets. Additional highlights include a fireplace, impact-resistant windows, hurricane protection and a 2025 roof. Kitchen appliances, washer and dryer are included. Enjoy the screened lanai with tile flooring, a covered side deck and a fully fenced vinyl yard offering added privacy. The property is connected to public water and also features an irrigation well, ideal for maintaining the landscaping without relying solely on public water usage. Low-cost HOA of approximately $66, with no rental restrictions or association approval required for rentals, subject to current community rules. Conveniently located near schools, grocery stores, shopping, restaurants and everyday amenities. A wonderful opportunity for anyone seeking comfort, tranquility and a truly move-in ready home. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,695
Sqft
0.2 ac
Lot size
2
Garage
1996
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,952 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,952/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.9%
Days on market
0 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Freddy Flores
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8128 GOLDEN BEAR LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8128 GOLDEN BEAR LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Freddy's phone and CRM.
Straight answers
8128 GOLDEN BEAR LOOP FAQs
What would the monthly payment be for 8128 GOLDEN BEAR LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,952/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8128 GOLDEN BEAR LOOP?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8128 GOLDEN BEAR LOOP?+
The most recent tax bill on record (2025) was $2,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8128 GOLDEN BEAR LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $410,000, this home is listed about 63% above the Port Richey median of $252,000. The market section on this page shows how the area is trending.
Listing courtesy of DALTON WADE INC · Idalidia Echemendia Manzano. MLS #W7888487.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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